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For other institutions, issuing of debt contracts such as bonds is a typical source of funding.

There are two types of auto loans, direct and indirect.

Underwriting is not based upon credit score but rather credit rating.

The most typical loan payment type is the fully amortizing payment in which each monthly rate has the same value over time.

If the borrower defaults on the loan, the bank would have the legal right to repossess the house and sell it, to recover sums owing to it.

In some instances, a loan taken out to purchase a new or used car may be secured by the car, in much the same way as a mortgage is secured by housing.

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