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Automatic zero - An Expected Family Contribution (EFC) status where the student's EFC is automatically set to zero because the student or the student's family has met certain circumstances under federal law or regulation.

Auxiliary Loans to Assist Students (ALAS) - A legislative title for the PLUS program from 1981 to October 1986.

Adult Education - Instruction designed to meet the unique needs of persons beyond the age of compulsory school attendance who have either completed or interrupted their formal education and whose primary occupation is other than full time student.

AEDD - Accreditation and Eligibility Determination Division AEL - Adult Education and Literacy AERA - American Educational Research Association AFDC - Aid to Families with Dependent Children AGB - Association of Governing Boards of Universities and Colleges AGD - Anticipated Graduation Date Aggregate loan limit - A borrower's maximum allowable unpaid principal amount on federal student loans throughout an academic career.

The title became obsolete after the enactment of the 1986 Higher Education Amendments.

Avocational Programs - Instructional programs in personal interest and leisure categories whose intent is not to produce postsecondary credits or an academic title.

Associate Degree - The degree granted upon completion of an educational program less than baccalaureate level, requiring at least two but less than four academic years of college work.

ASVI - Alien Status Verification Index ATB - Ability to benefit Automated Clearinghouse (ACH) - May be used to streamline the electronic transfer of funds.

ACCS/CT - Accrediting Commission of Career Schools/Colleges of Technology ACE - American Council on Education ACH - Automated Clearinghouse ACICS - Accrediting Council of Independent Colleges and Schools ACSFA - Advisory Committee on Student Financial Assistance ACT, Inc.Your eligibility is determined by your Expected Family Contribution (EFC) as calculated through the Free Application for Federal Student Aid (FAFSA).This program is administered by the Missouri Department of Higher Education.BA - Bachelor of Arts degree Bankruptcy - A judicial action which allows the settlement of a person's or organization's financial liabilities based entirely or partially on an inability to meet financial obligations.Base year - The calendar year preceding the award year.

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